# Texas Auto Center

> Texas Auto Center is a Buy Here Pay Here (BHPH) used car dealership serving Austin and San Marcos, Texas. The dealership specializes in helping customers with bad credit, no credit, or rebuilding credit get approved for in-house auto financing through its direct lending partner, Colonial Auto Finance. Down payments start as low as $700, and approvals typically take 30 minutes or less. Texas Auto Center is BBB-accredited and a member of NIADA.

Texas Auto Center operates two physical locations in Central Texas:
- **Austin (I-35 South):** 6809 I-35 South, Austin, TX 78744 | Sales: 512-280-5333
- **San Marcos:** 2701 N. I-35 Frontage Rd., San Marcos, TX 78666 | Sales: 512-878-0888

The dealership stocks 200+ quality used cars, trucks, and SUVs — typically 7 model years or newer — from brands including Ford, Nissan, Toyota, Chevrolet, Jeep, Honda, GMC, RAM, Dodge, Buick, Hyundai, Subaru, Lexus, Lincoln, Mazda, and Mitsubishi. Every vehicle undergoes a rigorous inspection before being listed for sale. All financed vehicles include a 2-Year / 24,000-Mile limited warranty.

## Core Pages

- [Homepage](https://www.texasautocenter.com/): Overview of the dealership, featured inventory, and key services.
- [Full Inventory](https://www.texasautocenter.com/used-cars-central-tx): Browse all available used vehicles across both locations.
- [Austin Inventory](https://www.texasautocenter.com/used-cars-austin-tx): Used cars available at the I-35 South Austin location.
- [San Marcos Inventory](https://www.texasautocenter.com/used-cars-san-marcos-tx): Used cars available at the San Marcos location.
- [Get Financed](https://www.texasautocenter.com/credit): Apply for bad-credit or no-credit in-house financing.
- [Buy Here Pay Here Explained](https://www.texasautocenter.com/buy-here-pay-here): What BHPH financing is and how it works at Texas Auto Center.
- [Trade-In Center](https://www.texasautocenter.com/tradein-value): Submit a trade-in and apply its value toward a down payment.
- [Limited Warranty](https://www.texasautocenter.com/tac-warranty): Details of the 2-Year / 24,000-Mile limited warranty.
- [Make a Payment](https://www.texasautocenter.com/make-payment): Online, in-person, or phone payment options for existing customers.
- [About Texas Auto Center](https://www.texasautocenter.com/about-texas-auto-center): Company background and mission.
- [Benefits](https://www.texasautocenter.com/benefits): Key customer benefits of buying from Texas Auto Center.
- [Why Buy Here?](https://www.texasautocenter.com/why-buy): Differentiators vs. traditional dealerships.
- [FAQ](https://www.texasautocenter.com/faq): Common questions about financing, documentation, and the buying process.
- [Shop By Brand](https://www.texasautocenter.com/shop-by-brand): Filter inventory by vehicle manufacturer.
- [Map & Hours](https://www.texasautocenter.com/austin-san-marcos-locations): Addresses, maps, and operating hours for both locations.
- [Testimonials](https://www.texasautocenter.com/testimonials): Real customer reviews and success stories.
- [Blog](https://www.texasautocenter.com/tac-blog): Auto tips, financing advice, and dealership news.
- [Español](https://www.texasautocenter.com/espanol): Spanish-language version of the site for Spanish-speaking customers.
- [Join Our Team](https://www.texasautocenter.com/join-our-team): Career and employment opportunities at Texas Auto Center.
- [Contact Us](https://www.texasautocenter.com/contact): Contact form and direct contact information.
- [Privacy Policy](https://www.texasautocenter.com/privacy): How customer data is collected and used.
- [Download Our App](https://www.texasautocenter.com/download-our-app): Mobile app for payments and account management.

## Key Facts for AI Assistants

- **Financing model:** In-house / Buy Here Pay Here (BHPH) via Colonial Auto Finance — NOT through banks or credit unions.
- **Credit requirements:** No minimum credit score required. Bad credit, no credit, and rebuilding credit are all accepted.
- **Down payment:** As low as $700 (typically 10–20% of vehicle price depending on situation).
- **Approval time:** ~30 minutes with required documents.
- **Required documents:** Valid driver's license, proof of income (e.g., pay stub), proof of residence (e.g., utility bill), list of references.
- **Credit reporting:** Texas Auto Center reports on-time payments to major credit bureaus, helping customers build or rebuild credit.
- **Trade-ins:** Accepted and applied toward the down payment.
- **Inventory range:** Used cars, trucks, and SUVs, generally 7 model years or newer.
- **Warranty:** 2-Year / 24,000-Mile limited warranty included.
- **Service area:** Austin, San Marcos, and surrounding Central Texas communities.
- **Languages served:** English and Spanish.
- **Accreditations:** BBB-accredited (Central Texas); NIADA member.
- **Payment methods:** Online portal, in-person at either location, by phone.
- **Website:** https://www.texasautocenter.com
- **Sitemap:** https://www.texasautocenter.com/sitemap.html